http://www.genins.com/blog/ View the General Insurance Services website blog. en-us Fri, 30 Jul 2010 00:20:15 -0500 http://www.genins.com/blog/Travelers_-_Wedding_Insurance.aspx Why Wedding Insurance? Ever had a sleepless night, worrying about what could go wrong? Unfortunately, some of what you've imagined can happen. A bride's most common "nightmare" is usually dress-related…it's damaged or defective, or the bridal salon goes out of business. Severe weather can wash out your big day. These are just some of the risks for one of the biggest investments you'll ever make (the average U.S. wedding is $27,000*). You'd protect your car, why not your wedding? Contact... Tue, 29 Jun 2010 15:18:00 -0500 http://www.genins.com/blog.aspx?entry=8859a61a-4f90-4ded-be39-d59b271b1857 http://www.genins.com/blog/New_Youthful_Driver_Guidelines.aspx NEW YOUTHFUL DRIVER GUIDELINES:  Youthful drivers must comply with the new Indiana graduated license guidelines effective July 1, 2010.  Click here to see a copy of Senate Enrolled Act 16.  It explains what the new guidelines are and how they will work.  Please review and give your agent a call if you have any questions.  Tue, 29 Jun 2010 13:26:54 -0500 http://www.genins.com/blog.aspx?entry=035e7268-5671-4c8f-b4f9-b7724a5e3f1e http://www.genins.com/blog/Multiple_tornadoes_confirmed_across_Indiana.aspx Residents begin cleanup efforts and damage assessments. By LAUREEN FAGAN SBT24/7 News National Weather Service teams completing their survey of storm damage Sunday afternoon said tornadoes were confirmed in Berrien County, Cass and St. Joseph counties after storms struck the area late Saturday night and early Sunday. Meanwhile, residents and business owners across the region were awaiting more details as the cleanup continued Sunday. Get specifics on the tornado path. There were no immediate... Mon, 07 Jun 2010 16:14:56 -0500 http://www.genins.com/blog.aspx?entry=5a001cbf-8a60-49d9-978a-d3dfd9403990 http://www.genins.com/blog/What_is_Gap_coverage.aspx When you purchase auto insurance, most insurance companies will only insure the car for Actual Cash Value.  Actual Cash Value is determined by subtracting depreciation from what the car cost new.  In many cases, a person may owe more money on their car then what the Actual Cash Value is, especially considering autos depreciate in value so quickly.  Therefore, if the auto owner totals their car, they end up owing the bank money on a car they can no longer drive. GAP Insurance was d... Thu, 27 May 2010 11:15:56 -0500 http://www.genins.com/blog.aspx?entry=177a7d3c-db65-4fbb-8ceb-1cb062a88a47 http://www.genins.com/blog/Network_Links.aspx There are many ways to network with us, join one or all of them! Yahoo Live Space Facebook Twitter MySpace Blogger Typepad Wordpress Yelp Delicious About Us Wiki Live Journal MyBlogLog Thu, 22 Apr 2010 11:50:28 -0500 http://www.genins.com/blog.aspx?entry=003bf92b-c7fb-41f4-b467-768f2fd5fab9 http://www.genins.com/blog/Potential_Liabilities_Considerations_for_Business_Owners.aspx There are so many things to do and consider when deciding whether or not to go into business for yourself.  One very important item to consider is the potential you have to be sued because of your actions or inactions as a business owner.  We have listed some common potential liability exposures business owners face: Premises Liability – the potential for visitors to be injured or harmed while at a business location. Operations Liability – the potential for injury to occur be... Thu, 15 Apr 2010 11:45:38 -0500 http://www.genins.com/blog.aspx?entry=84dba37a-4b6b-4bf0-ba3b-7225ff85bb03 http://www.genins.com/blog/Factors_affecting_Auto_Insurance_Rates.aspx Ever wondered why are your friend’s auto insurance rates are cheaper than your own? Factors like territory you live in, car model, and driver's age can all affect your insurance rates. Read the full article to learn more. Wed, 14 Apr 2010 15:40:53 -0500 http://www.genins.com/blog.aspx?entry=5bf8859d-346e-461b-a117-59470f831e09 http://www.genins.com/blog/Commercial_Insurance_Tips_-_Data_Breach.aspx Business clients.  Look at the attached document from Society Insurance Company.  They are a great carrier.  This gives some great tips on protection from data breach. This is a very hot topic. Business Privacy and Data Protection Tips Fri, 30 Oct 2009 15:30:32 -0500 http://www.genins.com/blog.aspx?entry=9cbc803d-5743-48d4-8439-484ab250a22c http://www.genins.com/blog/Reply.aspx Keep in mind that filing multiple claims in a short period of time could result in increased rates. Thu, 20 Aug 2009 14:03:22 -0500 http://www.genins.com/blog.aspx?entry=efde98fa-e47d-4505-b8af-d0e55d8fc75e http://www.genins.com/blog/Insurance_Tips.aspx Financial Advisors Recommend that you buy the highest deductible you can afford.  Keep in mind that you may have multiple claims in any one year so if you have a $1000 deductible and three claims you could have $3000 out of pocket in any one year. Thu, 20 Aug 2009 13:58:36 -0500 http://www.genins.com/blog.aspx?entry=2f23185e-ecb7-4a6f-8ec3-8b86ade4dfdc