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Travelers - Wedding Insurance

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Why Wedding Insurance?

Ever had a sleepless night, worrying about what could go wrong?

Unfortunately, some of what you've imagined can happen. A bride's most common "nightmare" is usually dress-related…it's damaged or defective, or the bridal salon goes out of business. Severe weather can wash out your big day. These are just some of the risks for one of the biggest investments you'll ever make (the average U.S. wedding is $27,000*). You'd protect your car, why not your wedding?

Contact us today for more information.



Posted On 6/29/2010 3:18:00 PM

New Youthful Driver Guidelines

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NEW YOUTHFUL DRIVER GUIDELINES:  Youthful drivers must comply with the new Indiana graduated license guidelines effective July 1, 2010.  Click here to see a copy of Senate Enrolled Act 16.  It explains what the new guidelines are and how they will work.  Please review and give your agent a call if you have any questions. 

Posted On 6/29/2010 1:26:54 PM

Multiple tornadoes confirmed across Indiana

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Residents begin cleanup efforts and damage assessments.
By LAUREEN FAGAN SBT24/7 News

National Weather Service teams completing their survey of storm damage Sunday afternoon said tornadoes were confirmed in Berrien County, Cass and St. Joseph counties after storms struck the area late Saturday night and early Sunday.

Meanwhile, residents and business owners across the region were awaiting more details as the cleanup continued Sunday.

Get specifics on the tornado path.

There were no immediate reports of serious injuries in the Michiana area.

The Baroda-Stevensville area was among those hardest hit, while widespread reports of damage included a barn destroyed and debris across the road along Michigan 62 between Dowagiac and Cassopolis.

Near Berrien Springs, a resident said a landmark barn on Scottdale Road near Linco Road is gone. The area near Linco saw winds that snapped trees like toothpicks and tossed debris across yards, fields and roads.

Buildings were battered, vehicles overturned, and power lines snapped in high winds that were accompanied by torrential rains and frequent lightning.

Several thousand customers across the Michiana area were without power at the height of the storm, but nearly all had been restored by 4 p.m. Sunday.

About 440 Indiana-Michigan Power customers were still without electrical service in St. Joseph County, Mich.

According to Jim Barnes of the St. Joseph County Sheriff's Department, the storm took down two cell phone towers at about 12:50 a.m.

They were knocked across the Grand Elk Railroad tracks, bringing rail traffic to a halt. And utilitycrews continued to work on the power lines the storm brought down in that area, near Dickinson Road and U.S. 131.

French said damage near White Pigeon was startling.

There were reports of overturned vehicles on U.S. 12 — and uprooted trees marked the landscape near an automotive business in the 67400 block of U.S. 131.

Berrien County officials are asking residents with damage to contact a Trend Center they're establishing.

The Emergency Management Office is asking any resident, home or business owner who sustained damage to call (800) 815-5485. Operators will take calls from 8:30 a.m. to 4:30 p.m., the department said in a release.

The trend report is not a request for aid, but will facilitate damage assessment. Berrien County also asks residents and businesses to:

  • Keep careful records of repairs made due to the recent storm.

  • Keep a list of items that have been damaged or destroyed.

  • If you have insurance, call your insurance agent to report your claim.

  • Dispose of damaged property that presents a health hazard or that may hamper clean-up operations.
Be sure to document fully all discarded items if a damage inspector contacts you.

Full Story

Posted On 6/7/2010 4:14:56 PM

What is Gap coverage?

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When you purchase auto insurance, most insurance companies will only insure the car for Actual Cash Value.  Actual Cash Value is determined by subtracting depreciation from what the car cost new.  In many cases, a person may owe more money on their car then what the Actual Cash Value is, especially considering autos depreciate in value so quickly.  Therefore, if the auto owner totals their car, they end up owing the bank money on a car they can no longer drive.

GAP Insurance was designed to cover the balance due to the bank after the auto insurance policy pays.  In many cases, the auto dealer will try to sell you GAP insurance and include it on your car note.  This is convenient, but you will find it can be quite costly, plus you end up paying interest on the GAP insurance.  I recommend that you call your insurance agent as in most cases, your insurance agent can offer GAP coverage for a much better price and you won’t have to pay interest on the premiums.



Posted On 5/27/2010 11:15:56 AM

Network Links

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There are many ways to network with us, join one or all of them!


Posted On 4/22/2010 11:50:28 AM
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