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Personal Insurance

Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Business Insurance

Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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Health & Life Insurance

There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.

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A lot of people think they don't need life insurance. They assume coverage is unnecessary, or would prefer to spend their money in other ways. However, life insurance is a way to financially protect your loved ones and dependents if something unfortunate were to happen to you. It doesn't matter who you are, every adult can benefits from at least some life insurance coverage. Here are three kinds of people who think they don't need life insurance, but actually do.

HomemakerI’m a homemaker. Why do I need coverage?

Every person who has life insurance will provide some form of financial relief to their families and dependents. While not breadwinners, homemakers do provide services that can cost a lot to replace, such as cleaning and daycare. This is why insuring against their loss keeps families financially cushioned if a homemaker should pass on.

I'm an entrepreneur.  It's better to invest my money.

If you're optimistic and expect to live off your assets early in life, you’re inviting huge risks and financial hardships for your family. Unless your asset accumulation breaks even and gains surpass losses, you’ll still need coverage to protect your spouse and family.

If your assets were to run dry, are you sure your family and dependents could provide for themselves? You could even leave them debts and failing businesses to deal with. Life insurance helps protect them and ensure that they're not alone financially.

I'm still in college. I don't need coverage yet.

The best time to buy life insurance is while you're still in college. That is, while you're still young and in good health. You might not have any dependents now, but life insurance can protect you and your family in other ways. For instance, if something unfortunate were to happen to you, a policy could help cover funeral and final medical costs. Otherwise, your family or guardians might have to pay out of pocket.

No matter who you are, life insurance helps. While you may not think you need coverage, a little bit can go a long way toward helping your family cope.

Protect your loved ones for years to come. Call General Insurance Services at (219) 362-2113 for more information on Michigan City life insurance.

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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
M - F 8am-5pm
General Insurance Services
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
M - F 8am - 5pm
General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
(800) 766-4478
M - F 8am - 5pm
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