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Jet Skiers with Life JacketsBecause the water is a fun recreational medium, it's easy to forget its inherent dangers, especially on a beautiful summer day. However, drowning is always a possibility when things go wrong. There are many situations that cause accidental drowning and the best way to protect yourself is by wearing a life jacket. Don't allow any of these five common excuses to prevent you from putting on your life jacket.

1. I'm a Good Swimmer

Good swimmers only swim well when circumstances allow it. Falling into the water unconscious because you hit your head isn't one of them. Neither is falling into extremely cold water, or when wearing heavy clothing that gets waterlogged. People are also prone to panic when circumstances become beyond their control. Panic causes the brain to short-circuit learned skills such as swimming.

2. I Keep Life Jackets on the Boat

You won't have time to put a life jacket on during an accident. Therefore you'll have to put it on after the accident while in the water. Not wearing a jacket also hinders your ability to help others. The boat with your life jacket on board could capsize or get carried away from you in a fast current.

3. I'm Close to Land

Accidents often cause injuries that interfere with the ability to swim. Broken bones or unconsciousness will prevent your swimming to the shore.

4. I've Been Boating for Years and Nothing Bad Has Happened

Perhaps it was luck or skill that got you this far without incident, but there's always the first time. The more you boat, the more you expose yourself to risk. Life isn't 100 percent controllable and accidents do happen. Hedge your bets by wearing a life jacket.

5. It's Uncomfortable and Gets in the Way

There's a wide variety of life jackets available today. Shop around and look for one that has a good fit and is designed for your specific aquatic activity. There are life jackets for rough open water, calm inland water and for specific activities such as whitewater kayaking.

Life jackets are like the seat belts you wear when driving a car; they only work when they're worn. When it comes to safe boating, there are no excuses for not wearing your life jacket. In addition, remember to keep your boat insurance up to date by contacting your independent insurance agent. Insurance is a kind of "life jacket" that protects you against the financial losses of accidents.

Stay safe on the water. Call General Insurance Services at (800) 766-4478 for more information on Michigan City boat insurance.
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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
M - F 8am-5pm
General Insurance Services
Valparaiso
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
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General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
(800) 766-4478
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