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Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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Fires are the leading cause of home injuries and death. Does your family have a plan if a fire started in your home?

Fire Safety

The best way to practice fire safety is to make sure one doesn’t break out in the first place. This means being aware of potential hazards in your home. Start by keeping the following tips in mind:
  • Check all electrical appliances, cords and outlets. Make sure they are all in working condition, without loose or frayed cords or plugs.
  • Use caution with portable heaters. Never place one where a child or pet could accidentally knock it over, and keep it at least three feet away from flammable objects.
  • Be careful in the kitchen. Cooking is the leading cause of home fires. Always practice safe cooking habits, such as turning pot handles to avoid being knocked over, and supervising children while cooking.
  • Check the fireplace. It should be kept clean and covered with a screen to keep sparks contained. Burn only wood in a home fireplace and never leave a fire burning unattended.
  • Beware of cigarettes. They are the number one cause of fire deaths in the U.S. Most are started when ashes or butts fall into couches or chairs, so use caution if you smoke in your home.
  • Use candles safely. Keep them out of the reach of children, away from curtains and furniture, and extinguish them before you leave the room. Do not allow children to use candles when unsupervised by an adult.
  • Be aware of holiday dangers. If you use a cut Christmas tree, be sure to keep it watered daily, and inspect all lights yearly for worn or frayed cords.

Fire Prevention

Make your home fire safe by following these tips:
  • Install smoke alarms on every level of your home.
  • Use the smoke alarm’s test button to check it every month and replace the batteries at least once a year.
  • Replace smoke alarms every 10 years.
  • Have at least one working fire extinguisher in your home.
  • Plan escape routes by determining at least two ways to escape from every room.
  • Caution everyone to stay low to the floor while escaping and never open doors that are hot.
  • Select a safe location outside your home where everyone should meet, and practice your escape plan at least twice a year so everyone knows it well.

Did You Know...?

The place where many Americans feel safest – at home – is the same place that has the greatest risk of a fire. Nearly 80 percent of fire deaths in the United States each year occur in the home.

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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
M - F 8am-5pm
General Insurance Services
Valparaiso
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
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General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
(800) 766-4478
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