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Personal Insurance

Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Business Insurance

Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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Health & Life Insurance

There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.

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LaPorte Car InsuranceEven though we know we’ll probably have to face it eventually, it’s a discussion all adults dread: the “Big Talk” about driving with a senior parent or grandparent. No one looks forward to telling their parent or grandparent it’s time to hang up the keys. However, when you notice your aging mom has dropped her driving speeds to 30 mph below the speed limit or you discover that your dear old dad no longer acknowledges stop lights, it’s time to have the talk.

If you have an aging family member who shouldn’t be behind the wheel, here are a few tips for broaching this delicate topic with them:

Know the warning signs

If you don’t spend a lot of time with your senior parent or grandparent, you may be uncertain about whether or not it’s time for them to stop driving. However, there are a few warning signs you should keep an eye out for that will help you make the decision.

For example, every time you visit, you may notice new dents and scratches on their car, their garage door or their mailbox. They may tell you about multiple near-accidents (although some will claim it wasn’t their fault) or they might continually receive traffic tickets or warnings. They may complain that they often miss street turns or can’t see traffic signs at the side of the road. These are all signs that it’s time to have the “Big Talk” with your senior parent.

Know the warning signs

It’s natural to be anxious about telling your mom or dad they need to stop driving. Your parents have been telling you what to do for your entire life. So, it’s awkward when the tables turn and you suddenly have to tell the people who raised you what’s best for them.

However, look at it this way: your parent will be better off getting this advice from you and the rest of your family than receiving an order from the state motor vehicle department. As family members and people who love and know them, you and your relatives are the best candidates for telling your parent it’s time to give up driving.

If you want more advice or to check on La Porte Car Insurance, contact an agent at General Insurance Services today. 
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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
M - F 8am-5pm
General Insurance Services
Valparaiso
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
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General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
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