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Personal Insurance

Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Business Insurance

Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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Health & Life Insurance

There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.

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MotorcycleCheck out the following information on motorcycle, moped and scooter laws in Indiana for 2014.

Motorcycle State Minimum Requirements

The minimum requirements for liability motorcycle insurance in Indiana are as follows:

  • $25,000 bodily injury coverage for one person in a single accident.
  • $50,000 bodily injury coverage total in a single accident for more than 1 person.
  • $10,000 property damage coverage.

As you shop and get a motorcycle insurance quote, you might also want to look into higher coverage amounts or different types of coverage to make sure you're fully protected from financial risk, depending on your bike's condition and your financial situation.

 

Moped Law Highlights

  • A moped, or "Motorized bicycle," is a two (2) or three (3) wheeled vehicle, that is propelled by an internal combustion engine or a battery powered motor. If it is powered by a motor, the engine must have less than two horsepower, a cylinder capacity of less than 50cc, an automatic transmission, and a maximum speed of less than 25 mph on a flat surface.
  • To ride a moped operators must be at least 15 years old, and they must possess a Bureau of Motor Vehicles (BMV) issued license or identification card.
  • Mopeds cannot be operated on sidewalks or Interstate highways.
  • Anyone caught riding a moped in violation of the above provisions can be ticketed and the moped impounded. The fines for these violations begin at $150. 
  • Operators under the age of 18 are required to wear a helmet and eye protection while riding on a moped.

 


Additional resources:

Full Refresher on Indiana's Moped Laws

Ways to Reduce Motorcycle Premiums 

Motorcycle Insurance Basics

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