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Personal Insurance

Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Business Insurance

Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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Health & Life Insurance

There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.

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Business planningYou wouldn't survive long in the business world without insurance to protect you. Business insurance guards against financial loss when a customer sues you, an employee steals from you, severe weather destroys your building and numerous other situations that you can't always control. However, you don't have to spend a lot of money to get the best protection when you follow the tips below.

Make Security Improvements

Any improvement you make to company security reduces your chance of loss, and therefore your risk, to an insurance company. However, it's not always easy to know what you should add, eliminate or change. Consider getting a security evaluation from an outside company to determine where your company is most vulnerable. Be sure to save the recommendations and demonstrate how you have implemented them in order to qualify for insurance discounts.

Documentation is Important in All Areas

The more detailed your records, the better you can show an insurance agent that your business is a low risk. This includes items you have bought and new procedures you have implemented to reduce employee injuries, earn a higher profit or achieve another tangible goal. For example, if you recently required all employees to go through several hours of safety orientation and saw fewer accidents as a result, you need written documentation showing the cause and effect relationship.

Make Sure Your Assets are Appropriately Valued

Since it costs more to insure newer assets than older ones, make sure to update the value of your business assets every year. A professional appraisal for high value items is ideal to ensure you have enough coverage for it. Also, don't forget to inform your agent when you sell or dispose of an item and no longer need to insure it.

We’re here to help you save. Call us at (219) 362-2113 for more information on Michigan City business insurance.

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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
M - F 8am-5pm
General Insurance Services
Valparaiso
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
M - F 8am - 5pm
General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
(800) 766-4478
M - F 8am - 5pm
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