Trucking companies spend a great deal of time and money maintaining their vehicles. Whether your vehicle is owned by a large organization or you’re the owner, having the right level and amount of trucking insurance can be invaluable to you.
Even the most well maintained vehicle can suffer a breakdown. Roadside breakdowns are common for trucks because of the sheer amount of time they spend on roadways and the higher level of risk that is commonly present as a result. But what is the real value of making sure your plan offers actual breakdown coverage?
Most trucking insurance plans offer some level of breakdown support. Other plans offer roadside assistance and breakdown coverage as an endorsement or add-on to the standard policy. In all cases, breakdown coverage can help with many of the risks and costs you face in such situations. This may include the following.
- Aid in towing your vehicle where it needs to go, including long distance tows or towing specific for large vehicles and tractor trailers.
- Coverage in cleaning up any debris or damage on the roadway, especially related to spilled inventory or oil spills.
- Support in meeting on-the-road needs that don’t require a tow, such as fill ups or tire changes.
- Aid in handling parts that are hard to obtain or lengthy stays while repairs take place.
- Support for other losses related to the breakdown.
Your truck driver is sitting on the side of the road. What do you do? If you have trucking insurance with roadside assistance and breakdown coverage, you don’t have to worry so much about the next step. You can call in the right repair professionals to go to work for you, making significant changes on the road or even in nearby facilities. It’s also important to consider the true value of such a service.
If you didn’t have this service, how much time would you spend on labor, worker pay, lost inventory, rare parts, expensive towing and much more to get your vehicle back on the road? It adds up quickly; but with trucking insurance with this endorsement, it becomes a bit easier to afford and may even help keep you in business.
Protect your fleet. Call General Insurance Services at (800) 766-4478 for more information on long haul trucking insurance.