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Personal Insurance

Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Business Insurance

Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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Health & Life Insurance

There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.

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close up of motorcycleThe decision to buy a motorcycle for the first time is often a very exciting, yet overwhelming time. Many first-time buyers aren’t sure where to begin. That’s why we’ve put together some information to help make the process a little bit easier. Let’s get started.

Your Riding Experience

New motorcycle riders will benefit from officially learning how to ride via classes. Even if you used to ride but haven’t in some time, taking a class as a refresher is extremely beneficial. Riding a motorcycle requires a different skill set than driving a car, which every first-time buyer should feel comfortable with before committing. Additionally, you will need to obtain a motorcycle license in order to legally ride.

Your budget

Just as with any big purchase, it’s important to plan a budget for your motorcycle. This is a critical step since motorcycles have such a large price spectrum, ranging from a few thousand dollars up to about $30,000. Depending on your budget, you may consider purchasing a used bike at first to see if you truly enjoy the hobby before spending more on a new bike.

Your Preferred Motorcycle

Take some time to reflect on what type of motorcycle you wish to buy. If you wish to ride your bike for daily transportation, you may consider purchasing a traditional motorcycle. If you wish to race or participate in extreme sports activities, consider a sport bike. If you wish to take long, scenic rides with a passenger, consider a touring bike or cruiser. Your local motorcycle dealer can explain all of the differences between these types of bikes in more detail.

Your Safety Gear

Your purchase does not begin and end with your motorcycle. You’ll also need a certified helmet and additional safety gear of your choosing, which may include a jacket, boots, gloves, body armor and eyewear. In the event of an accident, your gear is the only thing between you and the asphalt so don’t skimp on buying cheap stuff. Invest in your safety, particularly a quality helmet.

Don’t forget about coverage. Call General Insurance Services at (219) 362-2113 for more information on Michigan City motorcycle insurance.

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
M - F 8am-5pm
General Insurance Services
Valparaiso
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
M - F 8am - 5pm
General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
(800) 766-4478
M - F 8am - 5pm
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