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Personal Insurance

Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Commercial Insurance

Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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Health & Life Insurance

There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.

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As the holiday season gets into full swing, many families decorate to spread some cheer and make their homes more festive. While adding holiday decorations to your home can be fun and beautiful, they can also present fire hazards. To keep your home and family safe this holiday season, consider the following decorating tips:

Christmas Tree Tips:
  • Cut a two-inch diagonal piece off of the bottom of the trunk of your tree. This will help the tree absorb water.
  • Place the tree in a sturdy stand at least three feet away from heat sources such as heating vents and fireplaces.
  • Make sure that your tree stand is able to hold water and refill it everyday.
  • Only keep a tree in your home for two weeks since it dries out quickly and can become highly flammable.

Lighting and Decorating Suggestions:
  • Only buy electrical decorations that have a UL rating on the label, which indicates that they have been tested for safe use.
  • Follow all installation and usage instructions for lighting decorations to assure that you are not increasing your chance of starting a fire.
  • Inspect new and used lights before using them and discard any that have cracks, exposed wires or loose connections. Also replace any bulbs that are missing.
  • Do not connect more than three sets of lights to an extension cord at one time.
  • Plug outside lighting into a Ground Fault Circuit Interrupting (GFCI) outlet only, as this will safeguard the outlet from any interaction with water.
  • Do not secure outside lights with staples or nails, and avoid placing indoor extension cords under carpeting, rugs and furniture.
  • Unplug lighting decorations before going to bed and leaving the house.

Safety Hint
If you blow a fuse while decorating, discard the faulty light string or decoration and replace the blown fuse. If the fuse blows again, contact an electrician to investigate the problem further. This might indicate a more serious wiring problem in your home.

Contact us today to learn more about all of our claims reduction strategies and insurance solutions for your auto, home and life.
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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
General Insurance Services
Valparaiso
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
M - F 8am - 5pm
General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
(800) 766-4478
M - F 8am - 5pm
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