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Personal Insurance

Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Business Insurance

Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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Health & Life Insurance

There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.

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The beginning of 2017 signaled a new plan year for some insurance plans. For individuals with these plans, this means that any changes made to health plans and new deductibles took effect January 1, 2017.

 

It will be important to keep these changes in mind when you or your family seek out health care. You should also be on the lookout for things like changing prescription drug coverage limits and changing copay amounts. In addition to reviewing your policy, be sure to follow these quick tips to be a wise health care consumer this year.

 

·         Consider using generic prescription drugs instead of brand-name drugs, when possible.

·         Shop around for the lowest rates before visiting a doctor, when possible.

·         Visit the emergency room for emergencies only.

·         Opt for outpatient care instead of inpatient care when given the choice.

 

As a new White House administration settles in, questions arise regarding the future of health care. It’s no secret that President Donald Trump opposes the Affordable Care Act (ACA), so we can expect some upcoming changes to the Health Care Marketplace. In these uncertain times, General Insurance Services is here to ensure you have the best information available regarding your health care.

It is recommended that anyone enrolled in coverage via the Marketplace should continue paying premiums. You must still comply with the current regulations to continue receiving health coverage.

The long-term fate of the Marketplace has yet to be determined. We understand the potential challenges ahead and we are committed to seeing you through the transition.

We will continue to provide up-to-date communication regarding the 2017 ACA Marketplace, and will keep you apprised of any legislative changes concerning your health insurance.

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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
M - F 8am-5pm
General Insurance Services
Valparaiso
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
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General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
(800) 766-4478
M - F 8am - 5pm
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