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Personal Insurance

Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.

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Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.

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There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.

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Cattle Whether you call your property a farm or a ranch is one thing. In most cases, it is much more than just a piece of land. It could be your livelihood. As a result, having the right type of farm insurance in place is quite important to protecting that future. With the help of a comprehensive policy, you can protect your assets and income. However, liability risks also exist and warranty their own level and type of coverage. Farm and ranch liability umbrella insurance could be exactly what you need.

How Can This Farm Insurance Help You?

This type of insurance provides an umbrella or over-reaching level of coverage. This type of insurance policy picks up and provides extended coverage to you beyond what your traditional farm and ranch policy offers. It is an additional package, in addition to the standard level of liability insurance you may have in place. Why do you need it? Imagine what would happen if one of your farm animals escaped and wound up on a roadway. It might cause an accident that you are liable for. That could amount to thousands, even millions of dollars in damage. With this policy, you have an extended amount of protection to minimize the specific risks.

How Does It Cover You?

Though all farm and ranch liability umbrella coverage will differ, most policies provide a wide range of coverage that may include:

  • Personal injury protection for situations in which you are facing a lawsuit for claims of humiliation, defamation of character, slander, libel, wrongful eviction, wrongful entry, malicious prosecution, false arrest and much more.
  • Non-owned watercraft coverage may help to provide liability protection for this type of vehicle that is not otherwise covered on a traditional policy.
  • Claim and defense expense coverage is also a part of this coverage, which means that it can provide you with the ability to have an experienced attorney’s fees paid to represent you in a covered claim.
Do you have enough liability insurance? If you invest in the right type and amount of farm insurance, you can safeguard against many of your risks and improve your ability to avoid costly financial incidents. Your farm or ranch is important to you beyond just the assets. This coverage can help to protect it.

Get the protection you need. Call General Insurance Services at (219) 879-4581 for more information on Michigan City farm insurance.
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General Insurance Services
Michigan City
421 Franklin Street
Michigan City, IN 46360
(219) 879-4581
(800) 961-0953
M - F 8am-5pm
General Insurance Services
4208 Calumet Ave, #100
Valparaiso, IN 46384
(219) 464-3511
(888) 844-8376
M - F 8am - 5pm
General Insurance Services
La Porte
1200 Michigan Ave.
La Porte, IN 46350
(219) 362-2113
(800) 766-4478
M - F 8am - 5pm
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