Your personal risk management strategy can have a major impact on your family’s financial bottom line. Gaps in coverage and inadequate liability protection could cost you financially.
Risk Resource® is a four-step process utilized by General Insurance Services, Inc. to identify, develop, implement and monitor the risk management strategies for you and your business.
There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
On March 23, 2010, President Obama signed into law the health care reform bill, the Patient Protection and Affordable Care Act. This legislation, along with the Health Care and Education Reconciliation Act of 2010, makes sweeping changes to the U.S. health care system. These changes will be implemented over the next several years.
This page provides a timeline of the implementation of key reform provisions that affect employers and individuals. Please read below for more information and contact General Insurance Services, Inc. with any questions about how you can prepare for any of the health care reform requirements.
IRS Issues Guidance on 90 Day Waiting Period (PDF)
IRS Issues Guidance on Employer Penalties (PDF)
Proposed Rule on Essential Health Benefits Actuarial Value and Accreditation Standards (PDF) - 11/28/2012
Proposed Rule on Health Insurance Reforms and Rate Review (PDF)
Proposed Rules on Health Insurance Reforms and Wellness Programs (PDF) - 11/26/2012
Proposed Rules on Workplace Wellness Programs (PDF) - 11/27/2012