Flood insurance can be purchased through several different companies but the rates and requirements are established by the NFIP (National Flood Insurance Program).
Who qualifies for flood insurance?
If you live in a participating community, you can purchase flood insurance even if your lending institution doesn't require it. Most property policies, including homeowners' insurance, exclude flood as a covered cause of loss.
Flood insurance can cover both your structure and contents. However, there are coverage restrictions on some types of property and on the amount of coverage. Please contact our office to discuss flood insurance.