Personal Articles Policies
Most standard homeowner's policies have limitations for theft coverage if the item is commonly targeted for theft. This limitation includes but is not limited to jewelry, furs, fine art, cameras, and sports equipment. etc
How can I best protect my valuable items?
Describing these often-stolen items individually on a separate policy or "schedule" broadens the coverage for those items and often removes the deductible. We recommend an appraisal or other proof of value to document the value of the listed items.
We offer many options to schedule items on your homeowner's policy or to write a standalone policy for any other items.